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Home Debt Relief

Hundreds of Thousands of Chicago Motorists Could Receive

by Marco Barrett
October 31, 2025
in Debt Relief
0

ProPublica Illinois is an unbiased, nonprofit newsroom that produces investigative journalism under ethical pressure. Sign up for our e-newsletter to get weekly updates written by our reporters.

This story is a collaboration between ProPublica Illinois and WBEZ Chicago.

The metropolis of Chicago stated Friday that it would wipe out some, if not all, debt due to unpaid car sticker tickets for motorists who come into compliance via the cease of October, a program that can benefit an anticipated 500,000 motorists and lead to loads of thousands and thousands of bucks in debt forgiveness.

Hundreds of Thousands of Chicago Motorists Could Receive 1

The statement comes because the office of City Clerk Anna Valencia prepares to provide its very own amnesty program next month, permitting citizens to buy prorated vehicle stickers without incurring past due penalties.

The two-pronged approach from two workplaces of City Hall amounts to what officials term a “sparkling beginning” for suffering Chicagoans, as the metropolis purges vintage debts and makes stickers less costly.

The use of metropolis stickers is Chicago’s way of charging vehicle proprietors for using city roads. Stickers usually cost between $88 and $139 in step with year, depending on the vehicle’s weight.

Failure to shop for a sticky label can lead to many of the costliest citations within the city. Debt from those tickets, in turn, has contributed to tens of heaps of automobile impoundments, license suspensions, and Chapter thirteen bankruptcies, ProPublica Illinois and WBEZ Chicago have pronounced.

At $2 hundred, metropolis sticker tickets should increase to $488 with past due penalties and collection costs, although last week the City Council voted to curb the past due consequences. Aldermen also reinstated a fifteen-day grace period for lapsed stickers and banned consecutive and equal-day ticketing.

Unpaid metropolis sticky label tickets are the most important source of outstanding price tag debt and constitute one in 4 parking tickets tied to Chapter thirteen bankruptcies. Motorists owe the metropolis more than $500 million in unpaid metropolis decal tickets issued considering 1990.

Chicago’s majority-black neighborhoods had been hit the hardest with sticker price tag debt, in part due to the fact that they may be ticketed at a higher charge, according to family, than other elements of the city, in line with the ProPublica Illinois-WBEZ Chicago analysis of sticker tickets from 2011 to 2015. Tickets issued by police pressure the disparity.

“City decal amnesty and debt remedy are simply the primary steps in the direction of building a greater equitable Chicago,” Mayor Lori Lightfoot said in a video declaration Friday. “It’s a new day in Chicago, and we’re going to make sure every single character receives a fair shot at monetary possibility.”

The metropolis released an internet site with more facts about the amnesty program. Here are some key factors approximately how the packages are supposed to work. Less expensive automobile stickers: Starting next month, Valencia’s office will permit motorists to buy 4-month town stickers at a prorated fee, a program designed to assist low-profits motorists in following the municipal requirement and keeping away from tickets. What’s more, the clerk’s workplace in October didn’t receive past due penalties or backdate stickers for motorists who had allowed their automobile stickers to lapse.

“As a government, we ought to be removing obstacles from humans’ lives, not placing barriers in their lives,” Valencia said. “We want to make sure that we are assisting humans in getting out of debt, and living out of debt, and saving it for you from ever retaking place.” Debt relief for vehicle decal debt: Between Nov. 15 and Dec. 15, motorists who have legitimate city stickers can observe to have at least 3 town sticker tickets forgiven. Those who are in economic complications can qualify to have all their metropolis stickers forgiven. As part of the reforms that passed last week, the City Council multiplied the trouble qualifications so motorists whose households earn three hundred percent of the poverty level or much less qualify.

Indebted motorists can sign up to be notified when the debt forgiveness software is open. The metropolis isn’t presenting refunds for motorists who have already paid for their tickets. The town is offering debt forgiveness to motorists who’ve legitimate city stickers as of Oct. 31. Motorists in financial ruin or on city payment plans also qualify. Indebted motorists who no longer own their automobiles or have left Chicago entirely and do not need a city sticker label can even qualify for the debt remedy, city officials stated. This year, WBEZ Chicago suggested tens of heaps of drivers whose vehicles have been booted, towed, and bought were still liable for their parking ticket debt.

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