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5 ways to make 1 million in a month

by Marco Barrett
May 7, 2025
in News
0

Becoming a millionaire is something that many aspire to be, but how to earn a million in a month? However, you need a plan if you are hoping to meet such an ambitious financial goal. While the best way to collect money is by limiting spending and developing best investment practices, there are a few conventional ways to make millions.

make 1 million in a month

A great start towards making a million can be by paying off your debts at the earliest. If you are young, time is on your side, and there are multiple ways to make money fast.

Content Summary show
1. Adopt the cookie jar approach
2. Invest in real estate
3. Fixed deposits and Gold
4. Begin investing in the stock market
5. Start mutual fund investments

1. Adopt the cookie jar approach

Budgeting is vital when you have an ambitious goal to reach. This cash-based approach helps you develop a saving habit. Mark your expenses as you receive your salary. Then, allocate different jars of money to your various expense categories. Continue spending while you have money left in the pots. Pause your discretionary expenses until the following payday once the banks are depleted. You can start with small amounts and increase them once you get used to this method.

2. Invest in real estate

Real estate could be an excellent option for those looking for long-term investment. However, real estate appreciation is subject to the economic conditions that influence the property’s market value. Buying a home, property, or any piece of land can be expensive, so plan accordingly. Ensure that you can pay the monthly down payments and still live comfortably. Real estate investments are not liquid, unlike some other investment avenues.

3. Fixed deposits and Gold

For those looking for lucrative returns at a comparatively lower risk, park your savings in a fixed deposit or invest in physical, digital, or paper gold. While fixed deposits will give you assured returns at an interval determined by you, the appreciation of your gold investment is dependent on the economic conditions. As an investment avenue, Gold tends to work well in the long term. However, you need to monitor the market and the economy to avoid incurring a loss if the value of Gold depreciates.

4. Begin investing in the stock market

It is not wrong to think that money makes money. You can always start by investing a small amount in the stock market. While you can expect attractive potential returns, the level of volatility is also very high compared to traditional investment tools like bank deposits or Gold. Check out the stock market today and start learning about investments.

5. Start mutual fund investments

Mutual funds invest in different securities like stocks, bonds, etc. You can begin by investing in mutual funds with a monthly SIP, with some platforms offering SIP plans for as low as Rs. 100. The higher the risk you take, the greater your chances of both success and failure. This is precisely why those who want to increase their wealth go for riskier investment options like stocks. They dive headfirst only after learning about the stock market and factors that need to be considered before replacing investments.

When it comes to investment, time is money. Start investing as soon as you begin earning. You will not become a millionaire by focusing on a single investment scheme. Reaching out to a financial advisor is a great way to start your investment journey and explore options that could help you make one million in a month.

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