American Express and its partners offer some of the best credit options on the market. Amex provides a card for everyone, including credit card newcomers, casual travelers, and business travelers. Given the similarities in their names, each one is more distinct than you may anticipate. Each Card offers unique advantages and incentives, providing this comparison with essential reading.
Let’s look at the top 13 American Express credit card alternatives.
Best 13 Types of Amex Cards
The Platinum Card from American Express
The yearly Fee for this Card is one of the highest of any popular card. On the other hand, the Card offers many benefits, including entry to more than 1,300 airport lounges in the Priority Pass network.
Annual Fees: $695
Best For Lounge access, elite status, and more travel perks
Welcome Bonus Offer: 100,000 Membership Rewards points after you spend $6,000 in your first six months of card membership
The Business Platinum Card from American Express
The Amex Corporate Platinum Card is Amex’s top-tier corporate Card and includes many of the same features as the personal Platinum Card. It also provides various advantages to company owners.
Annual Fee: $695
Best For Travelers
Welcome Bonus Offer: 120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your Card within the first three months of card membership
The Blue Business Plus Credit Card from American Express
The American Express Blue Business® Plus Credit Card earns two points for every dollar spent on the first $50,000 yearly (then 1 point per dollar).
Annual Fee: $0
Best For: Earning maximum points
Welcome Bonus Offer: 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first three months of card membership
American Express Gold Card
The American Express Gold Card is one of the greatest dining cards available. The American Express Gold Card gets 4 points for every dollar spent in restaurants and up to $25,000 in US supermarkets per calendar year.
Annual Fee: $250
Best For Dining rewards
Welcome Bonus Offer: 60,000 points after you spend at least $4,000 in your first six months of card membership
American Express Business Gold Card
This Card earns 4x American Express membership rewards points in the two categories where your company is spending the most each billing cycle (chosen from a list), up to $150,000 each calendar year (then 1x), and 1 point per dollar on all other purchases.
Annual Fee: $295
Best For Big spenders
Welcome Bonus Offer: 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases within the first three months of card membership
American Express Green Card
The American Express Green Card has swiftly gained popularity to collect membership rewards points for travel and dining. For example, you’ll get three points for every dollar spent on approved travel, covering everything from subway tickets to hotels to flights.
Annual Fee: $150
Best For Bonus points on travel
Welcome Bonus Offer: 40,000 points after you spend $2,000 on purchases in the first six months of account opening
Blue Cash Preferred Card from American Express
Suppose you’re less interested in accumulating membership rewards points, which may be significant but also need some work to redeem for maximum value. In that case, American Express’s Blue Cash Preferred® Card is the ideal alternative.
Annual Fee: $95
Best For Cash-back
Welcome Bonus Offer: $350 statement credit after you spend $3,000 in purchases on your new Card within the first six months from account opening
Blue Cash Everyday Card from American Express
The American Express Blue Cash Everyday® Card is similar to the American Express Preferred® Card but has a distinguished earning plan with no annual fee. The Card gets a lesser 3% cash back at US retailers on purchases of up to $6,000 per calendar year.
Annual Fee: $0
Best For Intro APR offer
Welcome Bonus Offer: $200 statement credit after you spend $2,000 in purchases on your new Card within the first six months
Amex Everyday Preferred Credit Card
The American Express EveryDay® Preferred Credit Card is an excellent choice for anybody seeking a Membership Rewards card but not keen on a premium card like the Amex Platinum or Amex Gold. It also has a solid point-earning system.
Annual Fee: $95
Best For Great bonus categories for families
Welcome Bonus Offer: 15,000 points after you spend $1,000 on purchases in the first three months of account opening
Amex Everyday Credit Card
The Amex EveryDay® Credit Card has no annual fee yet delivers good rewards. It gets 2 points for each dollar spent in US supermarkets and on AmexTravel.com and 1 point for dollars spent elsewhere.
Annual Fee: $0
Best For: Earning points with no annual fee
Welcome Bonus Offer: Earn 10,000 Membership Rewards® Points when you spend $1,000 in the first three months
Marriott Bonvoy Brilliant American Express Card
The Marriott Bonvoy Brilliant American Express® Card is the most valuable of the bunch, and it’s ideal for Marriott enthusiasts who want to maximize their benefits.
Annual Fee: $450
Best For Frequent Marriott guests
Welcome Bonus Offer: 75,000 Marriott Bonvoy bonus points after using your new Card to make $3,000 in purchases within the first three months of account opening
Delta SkyMiles Gold American Express Card
Amex offers seven co-branded Delta SkyMiles credit cards. The Delta SkyMiles® Gold American Express Card is the best choice for the average traveler who travels Delta a few times yearly.
Annual Fee: $0 for the first year, then $99
Best For Delta flyers
Welcome Bonus Offer: 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first three months (offer ends 8/3/22)
Hilton Honors American Express Card
Amex offers four co-branded Hilton credit cards, with the Hilton Honors American Express Card, which has no annual charge, being the best option for infrequent travelers. Using this Card for daily purchases might rapidly earn you many Hilton points.
Annual Fee: $0
Best For Occasional staying with Hilton
Welcome Bonus Offer: 100,000 bonus points after spending $1,000 in purchases on the Card in the first three months of card membership, and up to $100 in statement credits on eligible Hilton family hotel purchases in the first 12 months
Final Words
With more than a dozen credit cards offered by American Express, it is natural to get confused about choosing one. While applying for the Amex credit card, remember to consider your needs and capability to repay the fees and dues.
